No paperwork required – Except your Aadhaar Card and PAN details, there are no documents required to apply for this credit card.Control your daily spends – Set sub-limit on your spends at online and POS and ATM withdrawals.Increase your credit card limit anytime – Cardholders can deposit more and increase their initial credit card limit till Rs 1 lakh.No hassles – No hassles of opening a savings bank account.Contactless payment solution – Right from applying for the credit card to making purchases using virtual card details – users can do it all digitally from anywhere.Know how Step UP Credit Card helps in building or improving your credit score. Builds credit history – The credit card helps individuals in building or improving their credit scores.No annual fee – From the second year onwards, you don’t have to pay the renewal charges.Also, you can redeem your points in your current month’s statement. Reward points – Earn 1 reward point on every Rs 100 spent (reward rate = 0.25%).100% FD amount as credit limit – No need to break your fixed deposit(s) as your card’s credit limit will be equal to your total deposit amount.Universal eligibility – From students to homemakers to self-employed individuals, all Indian residents are eligible for Step UP credit card.Instant virtual credit card – Start using your credit card instantly without having to wait for the physical card to arrive.Offers and discounts from Rupay partner brandsĪttractive offers and discounts from top brands like Zomato, Swiggy, Nykaa, BookMyShow, Big Basket, Lifestyle, Yatra, Croma, Reliance Digital and many more. Reward points can be adjusted against credit card bill (1 Reward Point = 25p.) 2,000)ġ00% of the FD amount (can be topped up anytime till Rs. those seeking higher returns on their FDs.customers not getting a credit card due to their credit profile or location constraints.
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